How can I contact QuickCover.ie?

Is it safe to input my credit car details on line?

Motor Insurance

What is the minimum level of cover I am required to have by Law?

What are the factors that may affect my premium?

Can I drive other vehicles?

What is a "No Claims Discount"?

What is a policy "excess"?

I am a young driver, how can I reduce the cost of my motor insurance?

Home Insurance

Why should I have home insurance?

What are contents?

Can I get instant home insurance?

I have worldwide insurance cover for my personal possessions, do I need Travel Insurance also?

Do I have to take out my house insurance with the bank or building society that provided the mortgage to me?

Travel Insurance

Are business trips covered?

Are trips within the Republic of Ireland covered?

Do I need to take my policy with me when travelling?

What defines a partner?

Is there a restriction on the number of children?

I have a pre-existing medical condition. Does this affect my medical cover?

Does the travel policy provide medical cover during pregnancy?

If something is stolen from me while on holiday, what should I do?

What should I do if I have to see a doctor or be admitted to hospital during my holiday?

Do I get a discount if I have Private Medical Healthcare Insurance?


How can I contact QuickCover.ie?

You can contact QuickCover in any of the following ways,

Simply complete the contact form.

By telephone on +353 (1) 5257901 or +353 (1) 5257905

By post to

QuickCover.ie
ARB House

ARB House,
9 Blackrock Business Park,
Blackrock,
Co. Dublin
A94 E4X2.

By email to info@quickcover.ie

Is it safe to input my credit car details on line?

Yes, we use the latest in encryption technology through SSL which guarantees that any personal information or credit card details that you have input on our website is protected. Purcahsing on-line could not be safer. If however you do not feel comfortable with entering your card details on-line, please call us on 1890 929 373 and we can take these details over the telephone.


Motor Insurance

What is the minimum level of cover I am required to have by Law?

The minimum level of cover for car insurance in Ireland is "Third Party Only". This level of Insurance is required by law and covers third party injury or damage caused by you or another insured driver when driving the vehicle.

Premium factors
What are the factors that may affect my premium?


Can I drive other vehicles?

Some Irish car insurance policies will include a "driving of other cars" extension, this will allow you to drive other cars which do not belong to you. However, when applicable, this cover is "Third Party Only".


What is a "No Claims Discount"?

For every year that you hold a motor insurance policy in your own name, you will be allowed a 1 year "No Claims Bonus". The most common way insurance companies use this bonus is to allow 10% off your premium for each year, up to a maximum of 5 years.


What is a "policy excess"?

A policy excess is the first part of any claim you will be required to carry.


I am a young driver, how can I reduce the cost of my motor insurance?


Home Insurance


Why should I have home insurance?

If you have a mortgage then your bank will insist on you insuring the buildings as a condition of the loan. Home insurance provides you with the security and peace of mind to replace buildings or contents in the event of a loss.


What are contents?

Contents comprise of everything that you could take with you if you were to move house.


Can I get instant home insurance?

Your cover can start immediately, once payment is received and authorised.


I have worldwide insurance cover for my personal possessions, do I need Travel Insurance also?

Your baggagge will be covered, however, we would recommend taking out travel insurance to cover you for medical emergencies, travel delays, or cancellations. We offer competitive travel insurance on this site also. Click here to be instantly directed to get QuickCover.


Do I have to take out my house insurance with the bank or building society that provided the mortgage to me?

No, competitive legislation allows you the freedom to arrange your insurance where you like, provided the buildings are insured to the sum insured stated in the valuation carried out by your bank or building society.


Travel Insurance

Are business trips covered?

Non-manual business trips are covered.


Are trips within the Republic of Ireland covered?

Travel within the Republic of Ireland is covered provided that the trip involves an overnight stay of a minimum of 2 nights in pre-booked accommodation. Please note, medical expense cover is not provided for trips undertaken in the Republic of Ireland.


Do I need to take my policy with me when travelling?

Yes, this documentation provides you with information and emergency telephone numbers that you may need in the event of making a claim whilst travelling.


What defines a partner?

A Partner is a male/female companion of the insured, who has been permanently living with the insured for the past 6 months or more.


I have a pre-existing medical condition. Does this affect my medical cover?

The Underwriters shall not be liable for any claim resulting from any pre-existing condition for which the insured person is receiving regular medical treatment, advice or consultation at the time of effecting this Insurance or at the commencement of the Covered Trip, whichever is the later. Also excluded is the cost of continuing regular medication for any condition in respect of which medical advice or treatment is being followed at the time of booking.   Please note that if you have a medical condition, it is advisable to carry with you a physician’s letter confirming your fitness to travel.


Does the travel policy provide medical cover during pregnancy?

The Underwriters shall not be liable for claims resulting from childbirth, pregnancy or resulting medical complications occurring after the seventh month of pregnancy. In any case, pregnant women should obtain a letter confirming their fitness to travel from a registered qualified medical practitioner.


If something is stolen from me while on holiday, what should I do?

File a police report within 24 hours. Also report the theft to your travel rep., if applicable. Retain copies of all reports and phone the designated Claims telephone number for a claim form on your return from holidays.


What should I do if I have to see a doctor or be admitted to hospital during my holiday?

Telephone the pre-advised phone number which will advise you of the claiming procedures and provide immediate access to the 24 hour multi-lingual Medical Services Dept - Telephone: +44 1992 444 337 OR AmTrust/Healix 24 hour worldwide medical assist +44 203 823 1435 for all travel policies purchased in 2017.
Please retain all medical bills and prescription receipts.

Claim forms for medical costs incurred may be obtained from OSG Travel Claims, Merrion Hall, Strand Road, Sandymount, Dublin 2. Telephone: (01) 2611 540 .


Do I get a discount if I have Private Medical Healthcare Insurance?

At QuickCover.ie we offer a discount on our travel insurance products to clients with Health Insurance plans that provide over €55,000 overseas in-patient medical expenses cover. You must ensure that your healthcare policy is valid and when you plan to take a trip you must ensure that your health insurance cover is in force up until and including your return date. All persons included on a Multi-Trip policy must also be covered by the healthcare policy.  This healthcare policy must include up to at least €55,000 worth of medical expenses cover for All insured persons on the policy whilst overseas to include repatriation to your home country.  It is important you do not leave any gap in your health cover and your travel policy.


We accept no responsibility for inaccurate details that you have provided us. The exact amount of overseas cover depends on precisely what plan, level and amount you are paying for. For full details you should contact your private medical insurer to confirm benefits. Please note this is your responsibility and QuickCover.ie are not providing advice to you in this regard.