Winter Sports Endorsements

You will be covered for the following Winter Sports activities unless more specifically excluded under Section 7 – Personal Liability (please refer to your policy booklet) and provided that you are not participating for monetary gain and/or in a professional capacity and that the appropriate additional premium has been paid for Winter Sports cover:-

  • Big foot skiing
  • Cross country skiing
  • Curling
  • Dog sledging
  • Dry slope skiing
  • Heli skiing (with a qualified guide)
  • Ice skating
  • Mono skiing
  • Off piste skiing/snowboarding (see General Exclusion 8)
  • Snow-boarding
  • Snow mobiling
  • Tobogganing

In consideration of the additional premium, which has been included in the premium stated in the Certificate, this Insurance is extended to cover you whilst engaged in Winter Sports (as defined) on a Covered Trip, but only in accordance with the following amendments to Sections 1, 8 and 9 (please refer to your policy booklet).

Winter Sports shall mean dry-slope skiing; alpine skiing; glacier skiing; snow skiing; snow boarding; langlauf or Nordic skiing; bobsleighing; luge; mono-skiing; skibobbing/ski doo; ice skating; ice hockey; curling and tobogganing, and shall include such activities being undertaken off piste, provided such activity is not Undertaken alone and/or against local authoritative warning or advice.

No other winter sports will be covered unless specifically agreed by us and endorsed on the Certificate.